Case Studies
Real invoice reviews. Real numbers. Real savings. See what independent analysis found — and why.
Recent Case Studies
Detailed narrative reviews — what happened, what the documentation showed, and what the standards required.
They Said Insurance Shorted the Bill. The Invoice Was the Problem.
Kitchen fire. $67,500 invoice. $41,200 insurance approval. The contractor said insurance never pays what things cost. The invoice showed 3,200 sq ft of deodorization in a 1,400 sq ft house.
The Mold Job That Created More Problems Than It Solved
The contractor came recommended. The invoice was $22,400. Six months later, air quality testing showed the mold was still there. Here's what was missing from the documentation — and what the S520 requires.
The Equipment That Ran for Three Weeks — And Shouldn't Have
A Category 1 water loss in a 680 sq ft basement. Six dehumidifiers. Twenty-one days of runtime. An invoice for $34,800 and an insurance approval for $18,200. Here's what the drying logs actually showed.
Detailed Financial Reviews
Full line-item reconciliations with invoiced amounts, justified amounts, and the specific findings that drove each reduction.
Water Damage Mitigation: $18,600 Invoice, $5,700 Justified
Contractor estimated $5,534, then invoiced $18,644 — a 237% increase. No documentation of scope changes. Homeowner settled $2K above recommendation, still saved $10,915 net.
Water Damage Mitigation: $9,700 Invoice, $2,400 Justified
Equipment charged for 9 days when damage dried in 3. Labor hours inflated by 400%. Hazmat rates for water damage work. A 75% reduction.
Construction Claim: $45K Invoice, $18K Justified
Contractor invoiced $45,205 for construction work. Independent review found only $18,184 was justified. See what was wrong and why.
Fire Damage Cleanup: $62K Invoice, $48K Justified
Estimate looked accurate. But the contractor used wrong Xactimate line item codes with inflated labor assumptions. Line-by-line review saved $13,991.
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